MEMO is a technology platform and not a bank, licensed financial institution, or cryptocurrency exchange. MEMO does not hold user funds on its own balance sheet and does not offer investment services.
Nothing on MEMO should be interpreted as financial, legal, or tax advice. You are solely responsible for your use of the platform and any financial decisions made.
Cryptocurrency prices are highly volatile. MEMO makes no guarantees regarding the current or future value of any supported digital asset.
MEMO integrates services from providers such as Stripe, Paybis, Coinbase, or others. We are not responsible for outages, delays, or issues related to third-party providers.
Users must comply with local laws and regulations regarding payments, taxation, crypto use, and international transfers.
MEMO is provided “as-is” and “as-available” without warranties of any kind. We disclaim all liability for direct or indirect damages resulting from your use of the platform.